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Word Academy Gladiator answers
The Importance of Breakdown Cover
Breakdown cover is somewhat essential. This is particularly true for those of us that have older cars. While an additional bill in the home is not always welcomed, breakdown cover is important. If you haven't been converted to the wonders of breakdown cover, you will be.
Let us set the scene: you're on a busy main road. Your car grinds to halting stop. Embarrassingly, you don't know what is wrong with it. Your hazard lights are flickering. The car appears to be on its way to automotive heaven. What do you do? Run around in a blind panic? Call your mum? Or do you simply call your breakdown cover provider and let them do the hard work.
Hopefully, you will have chosen the latter part of that sentence. Unless, of course, your mum is a mechanic.
The importance of breakdown cover cannot be stressed enough. According to the experts at Inchcape Toyota, over half of UK drivers do not have adequate breakdown cover. Like all machines, your car needs to be maintained, serviced and subject to inspection every now and again. Your MOT is not enough to make sure that your car is in full working order. Now and then, your car may fail. This is disheartening at best. But, if you have an adequate policy, these roadside nightmares will be a thing of the past.
There are some great deals that you can get online to make sure that you have the right cover for you. Comparison sites, despite the annoying adverts, are brilliant at haggling on your behalf.
How to Choose a Policy
Similarly to your car insurance, the choice of policy that you choose to take out is critical. You need to consider all aspects of the policy and what you need from it. Remember to effectively compile research prior to purchasing. If you do not, you will be beholden to the breakdown cover provider for at least 12 months.
Typically, you can choose from two kinds of breakdown cover.
1. В В В You as an individual: this means that you are insured for any vehicle that may drive. This can be costly, but it is effective if you are planning on driving a fleet. В What is more, you are covered as a passenger in the event of a breakdown. Great news for your friends, too.
2. В В В The vehicle itself: insuring a particular vehicle is the most cost-effective solution. Do bear in mind that you will not be covered for any other vehicle. So, if you live in a multi-car household, this may not be the best policy to choose.
Think carefully about you need as an individual and choose the appropriate policy.
Levels of Cover
Your level of cover can differ. You can choose from many different types of level of cover.
Recovery to the nearest garage
Recovery to any UK garage
Fix the vehicle at home
You will need to consider the age of your car and how far you travel in your vehicle on a daily basis. If your car is considered as a вЂ?run around' a lower level policy may be ideal. Carefully consider what you use your car for.